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Making your own gifts and decorations this year. This year now that both of my children are older I am looking at celebrating this yea... -
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Charity Number 1159682
Wednesday 29 January 2020
Tuesday 28 January 2020
Monday 27 January 2020
Sunday 26 January 2020
Saturday 25 January 2020
Friday 24 January 2020
Wednesday 22 January 2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU BBC Bite Size
https://www.bbc.co.uk/bitesize I have included the link to BBC Bite Size. I used this site when I was at school over 20 years ago and it is still running.
It is also a sight that my sons school have advised parents to use when doing home work with their children and to learn more when not in a class room invironment.
The thing that I like about the site is that is it easy to follow and gives you KS (Key Stage) guidelines that you can look at following and are also linked to the part of the country that you live in.
Their are also on line games, support, career advise, that can be used for children aged 3 years to 16+; information regarding employment is also included not just training.
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU Febaruary 2020 Companion Planting
Febaruary 2020 Planting out is what I will start looking at doing especially in the February break that way I can my little ones more involved with gardening and teaching them about what to plant and when.
This year I have brought 30 pots to plant up and will look at companion planting too.
Monday 20 January 2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU Learning Computer Added Design is a MUST for me in 2020. KABFA/DESIGNS.
Learning
Computer Added Design is a MUST for me in 2020. KABFA/DESIGNS.
This
now that it is 2020I am really trying to just “Bite the Bullet” and set up my own business.
So
yesterday I went to the Printwear and Promotion Show at the NEC.
The
moment that I arrived there it felt like home.
For
year their have been a number of things that I have wanted to achieve
and do with my life the main one to be self employed or freelances.
For
this I even did business studies at school and set about want to become a works renowned travel journalist, who got to wrote about exotic destinations, undiscovered place, meet famous people and try
something new year day of the week.
But
then reality hot me and my dyslexia was to server so that I would be
unable to achieve that dream.
The
same with Marine and Freshwater Biology I just was never able to make
the grade, pass the basic Key Skill Test requirements,
I was way 3
mark off a Pass, Merit or a Distinction.
At
times I even knew more about endangered animals than the staff,
writing about an animal they had even heard of and writing in big
letters.
FAIL
THE ORINOCO CROCODILE IS NOT AN ENDANGERED SPECIE.
”SPIDERS
ARE INSECTS FAILED.”
This
really hurt and instead of appealing I just quit.
Quitting
for my became a habit for so long, I was a afraid.
Afraid
to feel anything other than fear, the “Dreamer in Me” died.
For
year now I have been lost, looking for that one thing that could possible save me and bring me home.
I
still write but only for myself, I no long live my life but just
exist.
For
years I was advised to learn CAD Computer Added Design
which was form
thing that I learned a little of at school, but been
then I was told
that my business idea to design clothing for the
disabled especially
bags was waste of time.
Yet
I have always loved my business names that I invented for my dream
jobs.
KABFA/Designs
being the main one.
So
I am going to go back to KABFA.I
am going to start again.
So
that everyone by 2030 knows who KABFA are and what I do.
Sunday 19 January 2020
Friday 17 January 2020
Tuesday 14 January 2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOUSpring out your paper work in 2020.
Yes it can be taxing spring out paper work especially if you are like me and just put it in a box and forget about it.
Most companies aim to be paperless now relying on you to have a vailes email address so that you can log in on line to your accounts.
Yiur accounts for Bill's, standing orders, direct debits, benifits, bank account and many more.
Yet I still get mail for key services providers especially to inform you about any changes and special offers.
But again one should ask them selves how many times to we ever really take the time to read any thing, that comes though the post and not just dismis it for junk mail?
Or check or online details especially personal information and date to help prevent fraud and some one stealing our identity?
One thing that I would recommend doing when you have five minuets is to do just that.
Dust off that papper work checking and then what you jp linger need to burning. Do not just throw it away that means that someone could use it to steal your identity.
Another thing I would recommend is doing a Google search on yourselves and see what information appears on line.
If there are things that appear on google that do not seem right or you do not whish to appear in a google search you can contact Google and ask them to remove it.
This can occasional happen when a company moves location the old address and contact details can still appear in google searches. Some time this can be helpful too because it can show more information about a business and if they may or may not be reportable.
I would also recommend changing your passwords alest one every six months so bussiness encourage or make their staff do sp for security reasons so why not think about doing the same.
Last but not least a credit check to make sure that no accounts, credit cards loans etc have been open that you are unaware of and that you have a strong credit rating before thinking about applying or buying something that may require a credit check before hand.
The last thing that you need is to be turned down due to a poor credit history.
Thursday 2 January 2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU Confessions of a Shopaholic 2020
Confessions
of a Shopaholic 2020
in
2009 the film “Confessions of a shopaholic”
came out which is a film adaptation of the Shopaholic Book Series by
Sophie Kinsella https://www.bookseriesinorder.com/shopaholic/
But how many people
watched the film or read the book and took a leaf from the story line
and STOPPED using store cards, taking out loans, buying on HP instead
of living with in your financial means?
So maybe this year
is the year that you look at doing so.
Many people at this
time of year always buy or get brought the same things that can help
you to live more frugally and to achieve that one thing that you
would like to buy or pay for in the near future.
Some people would
have been given a diary, (if not you could get one in the January
sales or have an online one.) you have probably even been given a
self help book too.
So why not spend a
few minuets thinking about.
What is it really
want?
What is it that you
really need?
What is it that you
really desire?
On my blog you can
down load a budget c=sheet to help you plan your first or several
months budget to help reach that goal.
https://www.stepchange.org/Portals/0/img/debt-info/Budget_planner.pdf
Set a time frame and
pin it on the wall or fridge somewhere that you can see it every day
to motivate you.
If it is something
like a holiday then think about like rewards that you can buy to
motivate yourself too like a new swimming outfit.
If it is to buy a
new outfit, car or save for a house then again put up a picture.
Every month take a
few minuets to check where you are with your goal and where you are
going to keep your money too.
Are you going to
keep it in a tin in the house or open a new saving account with your
bank? The best way to not spend the money that you are looking at
saving I find is to out it some where else and keep it separate your
every day, weekly and monthly spending.
So cut up those
store cards, try to lower your over draft or get an account without
one. Try to set up any payment plans to settle any old or out
standing debts.
(use epically
certified sites to support you like debt line, CAB or GovUK website.)
Start small and
dream big.
02/01/2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU SMALL BUSSINESS FUNDING
2nd January
2020 “Strike while the Iron is HOT”! Possible funding available
for small business in the UK.
Last year I try to
support a small local business to apply for funding but they has
little or no success. So we will go back to the drawing board and
try again.
When applying for
funding it is a rally pain in the back side. Te Government advertise
these things but get like trying to claim for anything you have to
make sue that you “dot the i’s and cross the T's.”
You have to make sue
that you business plan it water tight and clean, clear and easy to
follow that a 5 year old could run your business.
When I was at school
I had to do an activity called “How to make a cup of tea?” “How
to make toast?” “hoe to boil and egg.”
You business plan
needs to be like this.
So I have posted the
link below and wish you luck and a happy new year for 2020.
(PLEASE NOTE THAT
THEY MAY NOT ALL BE STILL AVAILABLE SO PLEASE CHECK THEM AND FIND OUT
HOW TO APPLY AND IF YOU CAN DO SO.) 02/01/2020.
Wednesday 1 January 2020
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU Make do and mend in 2020
Make Do and Mend in 2020.
Now
that we are in 2020 I think that it is time to STOP and THINK and
learn to “Make do and Mend.”
For
years even in my own childhood we seam to have become a culture and
society of
“Use
once and throw away.”
“If
it breaks buy a new one.”
“It
is cheep to buy a new one than to fix the old.”
“I
have not got time.”
These
are thing that I have heard my children say time and time again and
they have not even reached their teens. Already my children are
being influenced by the media and how easy it seams to replay things,
things that can not be replayed so easy are the things that we need.
When
we think about the things that we need we think of things like.
Food.
Warmth.
Shelter.
Money.
Employment.
Entertainment.
Not
always in that order.
We
do not seam to think about things like.
Oxygen
Water
Food
Clothing
Global
Warming
The
Ozone Layer
Fossil
Fuels
Animal/Plant
Welfare
Human
Rights
Education
Health
and Well-being
The
Economy
Which
are also important things to think about too.
Now
that we have reached 2020. it seams that we are now come full circle
when we start thinking about our lifestyle and how we live our lives
and teat the world that we live in.
A
lot of this is to do with the media and how the media influences us
on a daily bases.
Yet
the one thing that I think people tend to for get is the number 1.
When
I say the number 1 I mean you, you and who you choose to live your
life and how your life lives you.
Every
one hows the saying do you “live to work?” to “Work to live?”
This
is only something that you know and about how you chose or try to
live your life.
It
is easy to think about other things in life when your own personal
life is how you chose to live it. Whoever went it comes to living
some times it feels like that is all that you are trying to do.
Live.
So
what can you do?
I
always think about Alice in Wonderland when she says. “I always
try to achieve 6 impossible things before breakfast.”
By
Lewis Carroll.
Now
the things that Alice try to achieve are strange and rally make no
sense at already like “Why is a Raven like a writing desk?”
Now
if you look at the 6 impossible things more closely could you apply
any of them to your every day life?
1.
There's a
potion
that can make you shrink.
2. And a cake that can make you grow.
3. Animals can talk.
4. Cats can disappear.
5. There is a place called Wonderland.
6. I can slay the Jabberwocky.
2. And a cake that can make you grow.
3. Animals can talk.
4. Cats can disappear.
5. There is a place called Wonderland.
6. I can slay the Jabberwocky.
Now
I would not want any one to think or 6 impossible things that that
could do before breakfast but 1. 1 thing that you may be able to do
every day.
Now
everyone makes New Years Resolutions, BUT who sticks to the?
Some
of use also focus on Lent and chose those 40 days and 40 nights to
try and make a difference to our lives or give up something.
At
lost of people seam to go though what I would like to call FADS or
are they really “Life Style Changes.” Do they really make a
difference to our own personal lives or other peoples?
One
thing that a lot of people have been fortuning on is the “War in
plastic” in 2019, by not using single use plastic items.
Will
you continue to do this in 2020 and what else will you try?
The
other thing is that people have become more paperless and are more
dependent on receiving things using IT which means more online date
is required and internet speed with 5G planed for 2020 in most
places.
Question
are we not just trying to reinvent the wheel and in time will we go
back to pen and ink when the world can no only support IT or provided
us with what we need to life our ever increasing “Buy now worry
later.” Life styles?
When
we buy any new technology what effect dose a new mobile phone, Laptop
or IPAD…. Have no our health and the world health?
One
major worry is the worry to our health with regards to poor eyesight
due to blue screens and causing
cancer and other long life health problems?
So
what is this currently add to my blog all about?
What
do I mean buy “Make do and mend.”
What
I mean is that maybe it is time to STOP and think! Before we go out
and start buying the latest FAD until really need something. Also
that it might be time to learn a new skill or should I say an old
one.
With
so many skills being lost include the ability to read and write due
to IT and the ability to buy almost any thing. Then maybe it is time
to learn something new that could help you in the future and become
independent.
I
am not talking about things like learning a new language, which is a
possibly I am talking about the basics like.
Life
skill.
Learning
to budget
Basic
reading and writing.
Basic
Cooking Skills
Learning
to sew
Learning
to Knit or Croquet
The
art of conversation and basic manors
I
feel that at time that some of the basic things in makes use human
are lost like being able to communicate with each other without
technology to do so even with our own children.
Now
that it is 2020 a lot of educational establishments will be sending
out information about up and come course that they will be running
some of these may be free to attend so it might be worth looking at
what is on offer and possible attending if you have the spare time to
do so.
Another
way is to use the public library and read and book to learn something
new.
You
could also obtain sometime online and possible use how to advice or
you tube to help you and learning too.
“Make
Do and Mend” in 2020.
Apart
from my blogs I also have a few Facebook pages and groups that I
manage that I try to post to with local training and information.
I
have include the links below that may interest you.
So
why not today think of one Possible thing that you could do in 2020
to “Make Do and Mend” in you life of 2020.
"Eat Well", "Shop Well" and "Save Well" to HELP take care of YOU Happy New Year 2020. SETTING A BUDGET FOR 2020.
Happy New Year 2020.
Mow that is a New Year a lot is going to start to change again and the one thing that everyone need to do is to try and keep up to date with those changes.
You can not really afford to have a NIMBY attitude because you just never know if those changes may effect you.
Saving is one thing that people will be looking at again this year but with banks offer no really incentive to save what could one really do with their money?
Most people who are young are probably already feel the financial burden with very little in the way of a steady income so saving g is not something most people can do.
Most people are on the bread line living hand to mouth, pay check to pay check so what should one do?
Their ate a few money saving tips out there like collect all your pennies and put them in a jar for a year.
You could collect all your 20p's, 50p's or £2.00 coins too.
If you have children open up a child account the interest is still hight for childrens saving than adults.
Open up an ISA, credit Union look at stocks and shares too.
You could set a budget of how much to save each month and keep it in a jar in the house or buy something that may go up in valve in the future.
The list is endless.
But one thing that I believe people need to do is look at their budget for each month and try to avoid using overdrafts, pay day loan companies, buying things on PH.
This is easier said than done due to some if these things helping to build up your credit rating for things like applying for a mortgage but one thing that you want to try and avoid is getting into debt in 2020.
If you are already in debt you need to aim to be out of it by 2021 and use reportable support like debt line to achieve this.
If you go on MSE or Debt line or YouGov website information can be available to support you even the CAB could help.
With universal Credit Rolling in still people will be struggling and with you only allowed to have £6,000. In savings to qualify people will struggle.
Before applying for any benefits in the new year seek advice first.
Set up a budget plan and make sure that you have enough financial aid for at least 6months before applying that way you should be able to surport your self whilst the claim goes through.
More information.to follow please subscribe to my blog by joining my email list.
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Making your own gifts and decorations this year. This year now that both of my children are older I am looking at celebrating this yea...
